Underwriter

The role Underwriter is pivotal to the success of the wider Accident and Health Insurance (AHI) business.

About Us:

AHI, part of the Tokio Marine Group – one of the world’s largest insurers – is an industry-recognised accident and health specialist underwriting agency. With over 25 years of industry expertise and experience, we are committed to delivering exceptional services tailored to our brokers and clients.

Located in Australia and with headquarters in Sydney, our nationwide underwriting team works in collaboration with our in-house claims team to prioritise your wellbeing and financial security, to protect what matters most.

Having joined the wider Tokio Marine Group in 2019, AHI adds to Tokio Marine Australasia’s product suite. Tokio Marine Group is one of the top 5 largest global insurance companies with businesses in 38 countries and regions worldwide. Leading the way in travel, accident and health, bond and credit and cyber security insurance just to name a few.

About the Opportunity:

At the core, an underwriter assesses the potential risk of providing insurance cover and the terms and pricing at which the company is willing to accept the risk. At AHI we don’t just insure businesses, we are insuring their most important asset – their people – and look for ways to deliver insurance solutions for our clients across our Accident & Health product suite.

In this role you will analyse and synthesise information, assess risk within the defined underwriting appetite, whilst proactively managing your workload in collaboration with other teams, to deliver outstanding underwriting service to our brokers and clients.

The successful candidate will demonstrate initiative, a commitment to excellence in client service, be a team player and have an ability to prioritise to meet deadlines.

Based in Perth CBD and reporting to the Underwriting Services Team Leader, your role will include:

• Actively underwrite renewals, new business, and endorsements in line with your underwriting authority.
• Negotiate with brokers to successfully win new business and retain renewals.
• Service, build and maintain relationships with brokers, as well as other internal teams.
• Manage day-to-day broker enquiries.
• Maintain accurate records of underwriting decisions, correspondence, and justification.
• Attend networking events and Broker/Industry functions (as and when required).
• Share knowledge, experience, and expertise to build capability across the team and support continuous learning.
• Understanding key control issues/risks and escalate through the appropriate channel.

About You:

• Have strong internal and external stakeholder management skills.
• Strong time management, analytical and problem solving skills.
• Hold more than 2 years of experience in the insurance industry (Accident and Health market experience is highly desirable)
• Understanding of FSRA, Privacy Act and General Insurance Code of Practice (GICOP)

What’s in it for you?

• Competitive salary package with yearly bonus and great benefits
• Novated leasing options for your assets e.g. vehicle, mobile, laptop etc.
• A flat management operating structure which means minimal levels of hierarchy and access to Executive Leaders.
• Flexible working - hybrid position, WFH 2 days a week, choose your schedule.
• Additional wellbeing leave day to use as you see fit in additional to optional flu vaccinations provided onsite.
• Volunteer day with a charity of your choosing.
• Twelve weeks of paid parental leave for primary carers, 6 weeks for secondary carers.
• Social committee in a friendly, down-to-earth high performing culture that celebrates you.
• Ongoing learning and development programs tailored to your career progression goals and ambitions.
• Significant discounts with large Japanese multinational companies and other large national retailers.

And many more!

In return, we will give you everything you need to develop your skills and build a successful role at TMMA / AHI. If you’re ready to step into a business and culture that will both challenge and excite you, apply now and let’s make a difference together!