Compliance & Risk Manager

About The Business

This is a rare opportunity to join a fast-growing, dual-sector organisation offering innovative payment gateway services alongside established commercial debt collection operations.

With a strong customer base across Australia and New Zealand, the group delivers secure, scalable financial solutions supported by a customer-first, tech-driven mindset. The business operates within a complex and evolving regulatory landscape, making compliance and risk management central to its continued success.

About The Role

Due to ongoing expansion and regulatory demands, a newly created Compliance & Risk Manager role is being introduced to lead and enhance compliance and risk frameworks across both the payments and collections arms of the business.

Reporting directly to the CEO, this standalone position offers broad scope and autonomy. You’ll be responsible for maintaining AFSL compliance, developing AML/CTF programs, overseeing scheme and merchant risk, and embedding internal controls that support responsible and ethical operations.

This is a hands-on, high-impact opportunity for a seasoned compliance professional looking to take ownership and help shape a mature, future-focused compliance culture.

Key Responsibilities Regulatory & Scheme Compliance

• Ensure compliance with AFSL obligations, ASIC requirements, and licensing standards
• Develop and maintain AML/CTF programs across both payment and debt recovery operations
• Oversee Visa, Mastercard, and Amex scheme compliance and audit activities
• Keep compliance registers, policies, and procedure manuals up to date
  
  

Operational & Merchant Risk

• Establish risk frameworks for merchant onboarding and ongoing due diligence (KYC, credit risk, transaction monitoring)
• Lead implementation of internal controls to mitigate financial, operational, and reputational risks
• Conduct regular risk assessments across both business units
  
  

Policy Development & Advisory

• Draft and embed policies and procedures to ensure consistent compliance practices
• Prepare reports and insights for executive leadership and external regulators
• Act as the go-to advisor for compliance, risk, data privacy, and ethical conduct
• Support internal education on regulatory obligations and best practices
  
  

What You'll Bring Experience & Knowledge

• Minimum 5 years’ experience in compliance, risk management, or audit
• Strong knowledge of AFSL, AML/CTF, KYC, and payments or debt recovery regulations
• Experience with scheme compliance (Visa, Mastercard, Amex) and merchant risk
• Strong policy writing and procedure development skills
• Qualifications in legal, audit, or governance disciplines highly regarded
  
  

Personal Attributes

• Confident working autonomously in a standalone role
• Commercial mindset with the ability to balance regulatory integrity and operational needs
• Strong communicator, comfortable influencing stakeholders across multiple teams
• Detail-oriented, analytical, and highly accountable
• Motivated self-starter who enjoys building systems and structure from the ground up
  
  

Why Apply?

• Build something meaningful – shape the compliance function from day one
• Dual-sector exposure – work across fintech and collections
• Strategic impact – direct access to the CEO and senior leadership
• Supportive environment – flexible, collaborative workplace culture
• Stability and growth – join a successful, expanding organisation with a clear vision
  
  

Ready to take the lead on compliance and risk? Apply now with your resume and a brief cover letter outlining your experience and interest in the role. Send your CV to [email protected]