Residential Credit Analyst

Credit Analyst – Residential Lending | Fast-Growth Fintech

$90,000–$120,000 + Super | Sydney CBD | Permanent, Full-Time

We’re recruiting on behalf of a high-growth fintech that has launched a new-to-market loan product, reshaping the way Australians access home loans. Following a successful market launch, the business is scaling rapidly with strong financial backing, a bold vision, and a customer-first mindset.

This is a true end-to-end credit role where you’ll assess residential mortgage applications and ensure decisions align with internal credit policy. You’ll join a small, high-performing credit team and play a key role in shaping and improving credit assessment and operational processes as the business continues to grow.

Key Responsibilities:

• Assess and action end-to-end mortgage loan applications
• Ensure lending decisions comply with internal Credit Policy
• Manage applications from submission through to settlement
• Make timely, accurate, and risk-aware credit decisions
• Contribute to continuous improvement of credit processes
• Collaborate with cross-functional teams to drive efficiency

What We’re Looking For:

• 1–3 years of experience in residential mortgage credit assessment
• Previous DLA of $1M+ preferred
• Confident decision-maker with a solutions-focused mindset
• Ability to navigate multiple lending policies in a fast-paced environment
• Qualifications in Finance, Commerce, Mortgage Broking, or Credit Management

What’s on Offer:

• $90,000–$120,000 + super (depending on experience)
• Full-time, Hybrid
• Permanent opportunity
• Sydney CBD location
• Be part of a scaling fintech offering globally competitive salaries
• Work in a dynamic, fast-paced startup environment

This is a great opportunity to bring your residential lending experience into a business where your impact will be visible and genuinely valued.

Apply now for a confidential discussion.