Senior Risk Manager

Navigating the Future of Payments with Novatti

At Novatti Group, we are wayfinders in the world of fintech, empowering businesses to launch, advance, and achieve their payment goals anytime, anywhere, on any device. With our guided payment partnerships, we help businesses navigate the ever-evolving digital economy by providing seamless and secure solutions. Whether it's sending money internationally, accepting payments in-store and online, issuing prepaid Visa cards, automating billing... or any of the other versatile solutions needed to operate in a digital-first, cashless world, we’re here to drive success.

Our clients range from local corner stores to high-growth start-ups to global enterprises, and our key partners include some of the most innovative brands in the world - Visa, Apple Pay, and Google Pay. Listed on the Australian Stock Exchange (ASX: NOV), Novatti has a global trajectory, with operations spanning Europe, Malaysia and beyond.

What will you be doing?

The Senior Risk Manager will support our business units to manage, implement and monitor the risk and payment compliance management framework. Consistent with Novatti Values and acting as a subject matter expert, this position is responsible for the identification, assessment, mitigation and reporting of risk and fraud prevention.

Importantly, in this role, you will:

• Provide regulatory guidance to senior leadership across AU/NZ and broader APAC regions, with a focus on payment compliance, financial crime risk, and evolving industry standards.
• Lead the development, implementation and regular review of operational compliance frameworks across fraud, credit risk, AML/KYC, data privacy, and relevant regulatory obligations, including PCI-DSS and AUSTRAC/ASIC requirements.
• Oversee the merchant onboarding risk and credit assessment process, proactively improving policies and measures to identify, prevent and mitigate risk exposure across geographies and verticals.
• Plan, monitor and refine compliance initiatives and fraud strategies based on data insights, emerging threats, and legislative changes.
• Lead the alignment of AML/KYC procedures with group-wide policies, ensuring consistency and effectiveness in anti-money laundering efforts across the APAC region.
• Partner with internal stakeholders and the broader Compliance team to develop a strong compliance culture, including the delivery of training, awareness programs, and support materials for employees and leadership.
• Own the preparation of periodic reports for the executive team and relevant stakeholders, including risk dashboards, trend analysis, and compliance status updates.
• Conduct internal reviews and audits to ensure ongoing compliance with laws, regulations and risk control procedures, identifying and remediating any gaps.
• Maintain accurate and auditable records of compliance and risk-related activities, including adherence to document retention requirements in all applicable jurisdictions.
• Coordinate regulatory responses and communication with AUSTRAC, ASIC, and other regulatory bodies, in partnership with the executive team as needed.
• Build and lead a high-performing compliance and risk function, influencing business units to embed strong governance and accountability at all levels.
• Manage relationships with key partners, including financial institutions, service providers and regulators to foster collaboration and ensure knowledge sharing across the payments and risk ecosystem.
• Support operational effectiveness by managing team workloads, setting priorities, and ensuring timely delivery of key compliance and risk deliverables.

What would make you a good candidate?

At Novatti, things move fast, so we’re after self-starters who aren’t afraid to dive in and make things happen. To help you thrive in this role, here are some key things we’re looking for:

• Proven anti-fraud and credit risk experience in global acquiring or eCommerce environments
• Hands-on experience delivering Level 1 PCI DSS audits
• Strong understanding of the banking and payments industry
• Skilled in managing risk exposures and assessing their impact on policy frameworks
• Excellent communicator, confident working with both technical and non-technical stakeholders
• Critical thinker with a proactive, solutions-focused mindset
• Comfortable in fast-paced, ever-changing environments with a can-do attitude

What it means to work for us?

We’re on a mission to guide businesses through the complexities of payments, making the journey seamless, supportive, and successful. What makes working with us even better?

• Endless learning & fast-tracked career growth – We help you level up!
• A supportive, collaborative team – Work with people who truly love what they do.
• Regular social events & celebrations – Because great work deserves great moments!
• Flexible work arrangements – 2 days in our CBD office (Thursday + one other), 3 days from home.

To kick off your application, send us your CV and a cover letter (we promise we actually read them). Make sure to include #paymentspartner at the top of your cover letter so we know you’re detail-oriented and read the full job ad. We’ll be in touch soon.