Senior Manager Business Credit, Brisbane |BOQ
BOQ Group
Date: 5 days ago
City: Brisbane, Queensland
Contract type: Full time
About The Role
Are you passionate about credit risk management and looking for a pivotal role that contributes to business objectives and overall strategy? We have an exciting opportunity for you!
As a key player in our team, your primary purpose will be to analyse, assess, structure, and make decisions on BOQ Business submissions. You will exercise an appropriate Delegated Approval Authority (DAA) or present the submission to the appropriate DAA holder.
Your additional responsibilities will include:
Your Key Responsibilities
In this role, you will be responsible for assessing, structuring, and approving credit submissions in accordance with BOQ’s policies and risk appetite. You’ll ensure that all loan documentation accurately reflects the conditions of approval, and conduct periodic reviews to confirm that risk ratings remain appropriate and aligned with portfolio performance. Where necessary, you will initiate and implement remedial actions to protect the Bank’s exposure and maintain the overall quality of the credit portfolio.
A key part of your role will involve mentoring and coaching team members to promote a best-practice approach to credit risk management across the organisation. You will also work closely with identify business opportunities and Business Credit teams, fostering open and empathetic communication to support a unified “one-team” culture. Your involvement in identify business opportunities meetings and other forums will help build strong cross-functional relationships and contribute to consistent, high-quality decision-making.
About You
To be successful in this position, you will bring extensive experience in credit risk management, including the exercise of credit approval authority within a major financial institution. Your strong financial acumen enables you to analyse financial statements, assess complex corporate structures, and evaluate risk factors comprehensively. You have a demonstrated ability to develop structured, tailored credit solutions that account for risk mitigation strategies, cash flow adequacy, and property or asset valuations.
Your knowledge of banking policies, regulatory expectations, and risk frameworks is robust, and you apply this expertise to ensure prudent credit decision-making. You’re an effective communicator, able to influence and engage stakeholders at all levels, and you excel in preparing reports, delivering presentations, and facilitating group discussions. With a collaborative and professional approach, you can manage and prioritise tasks independently, while also maintaining a clear focus on commercial outcomes and the key drivers of business success.
About Us
BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine alternative to Australian financial services for customers and employees.
Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal – to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.
BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.
Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).
In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.
Our Benefits
At BOQ Group, we are passionate about creating an exceptional work environment that nurtures both your professional and personal growth. Our comprehensive benefits package is designed to enhance your well-being, provide financial security, and foster a sense of community and inclusion. Here are just some of the fantastic perks you can enjoy as part of our team:
How To Apply
To apply for this role at #boqgroup #grouprisk, follow the links or apply via our Careers Page.
BOQ Group is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.
We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process.
If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.
Please no agency applications.
Are you passionate about credit risk management and looking for a pivotal role that contributes to business objectives and overall strategy? We have an exciting opportunity for you!
As a key player in our team, your primary purpose will be to analyse, assess, structure, and make decisions on BOQ Business submissions. You will exercise an appropriate Delegated Approval Authority (DAA) or present the submission to the appropriate DAA holder.
Your additional responsibilities will include:
- Ensuring loan documentation reflects all approval conditions.
- Conducting periodic reviews to monitor and ensure the risk-rating is appropriate.
- Initiating and implementing remedial actions to keep the Bank's exposure within its risk appetite.
- Coaching and mentoring colleagues to promote a best-practice risk culture throughout the organisation.
Your Key Responsibilities
In this role, you will be responsible for assessing, structuring, and approving credit submissions in accordance with BOQ’s policies and risk appetite. You’ll ensure that all loan documentation accurately reflects the conditions of approval, and conduct periodic reviews to confirm that risk ratings remain appropriate and aligned with portfolio performance. Where necessary, you will initiate and implement remedial actions to protect the Bank’s exposure and maintain the overall quality of the credit portfolio.
A key part of your role will involve mentoring and coaching team members to promote a best-practice approach to credit risk management across the organisation. You will also work closely with identify business opportunities and Business Credit teams, fostering open and empathetic communication to support a unified “one-team” culture. Your involvement in identify business opportunities meetings and other forums will help build strong cross-functional relationships and contribute to consistent, high-quality decision-making.
About You
To be successful in this position, you will bring extensive experience in credit risk management, including the exercise of credit approval authority within a major financial institution. Your strong financial acumen enables you to analyse financial statements, assess complex corporate structures, and evaluate risk factors comprehensively. You have a demonstrated ability to develop structured, tailored credit solutions that account for risk mitigation strategies, cash flow adequacy, and property or asset valuations.
Your knowledge of banking policies, regulatory expectations, and risk frameworks is robust, and you apply this expertise to ensure prudent credit decision-making. You’re an effective communicator, able to influence and engage stakeholders at all levels, and you excel in preparing reports, delivering presentations, and facilitating group discussions. With a collaborative and professional approach, you can manage and prioritise tasks independently, while also maintaining a clear focus on commercial outcomes and the key drivers of business success.
About Us
BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine alternative to Australian financial services for customers and employees.
Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal – to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.
BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.
Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).
In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.
Our Benefits
At BOQ Group, we are passionate about creating an exceptional work environment that nurtures both your professional and personal growth. Our comprehensive benefits package is designed to enhance your well-being, provide financial security, and foster a sense of community and inclusion. Here are just some of the fantastic perks you can enjoy as part of our team:
- Flexible working arrangement - Balance your work and personal life with ease.
- Discounted financial products - Enjoy exclusive rates on our financial services across the Group.
- Salary sacrificing options - Maximise your take-home pay with our salary packaging options.
- Paid parental leave with no minimum requirements - Spend quality time with your new family member without any worries.
- Purchase additional annual leave - Need more time off? You can buy extra leave days.
- Discounted private health insurance plan - Take care of your health with our special rates.
- Employee Assistance Program (EAP) - Access confidential support for personal and professional challenges for you and your family
- Access to employee network groups - Connect with peers through our First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers, and accessibility groups.
- Pride in Diversity membership: We are proud members of Pride in Diversity and actively participate in the Australian Workplace Equality Index.
How To Apply
To apply for this role at #boqgroup #grouprisk, follow the links or apply via our Careers Page.
BOQ Group is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.
We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process.
If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.
Please no agency applications.
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