Principal Analyst, Banking

The role

Conduct or lead others in undertaking high-quality risk identification and assessment, as well as supervisory responses, in respect of a defined group of banking institutions, to achieve the government's and APRA's objective of providing a prudentially sound financial system.


The team

The General Insurance and Banking Division supports APRA's core function by undertaking prudential supervision and risk assessment activities to achieve the government and APRA's objective of providing a prudentially sound financial system. This role is in a team which supervises a portfolio of locally-incorporated banks.

Key responsibilities

• Collaborate with at level peers to lead supervision of a portfolio of banks;
• Undertake complex high-quality risk identification and assessment, or support other team members to do so, leading to risk-based prioritisation and resourcing decisions;
• Identify risks and critical institutional developments that are likely to lead to prudential issues and raise these as concerns before they manifest;
• Lead engagements with supervised institutions to ensure that actions to protect depositors are delivered;
• Influence and negotiate with different stakeholder groups to achieve portfolio outcomes; and
• Support development and oversight of more junior team members in undertaking supervision activities.

About you

• Maintain an up to date and relevant knowledge of risk and market issues, both financial and non-financial, that may impact on supervised organisations and influence the depth of analysis of supervised organisations;
• Willingness to experiment with different approaches to enhance the effectiveness of the team;
• Knowledge of relevant prudential standards;
• Up to date with financial market trends and legislative environment;
• Excellent prioritisation skills and the ability to effectively undertake multiple tasks;
• Strong financial analysis, investigative and research skills;
• Strong written and verbal communication and interpersonal skills; and
• Demonstrated critical thinking and judgement skills.

To work with us, you need to be an Australian citizen with eligibility to gain a Baseline Security clearance.


About APRA

The Australian Prudential Regulation Authority (APRA) places you at the heart of Australia's financial services industry. APRA serves the Australian community by helping ensure financial institutions deliver on the financial commitments they make, within a stable, efficient and competitive financial system.

At APRA we're committed to providing an inclusive workplace where everyone belongs, feels valued and respected. We aspire to attract and foster diversity of background, thought, and experience, recognising that a broad range of perspectives, approaches and ideas makes us stronger, and better enables us to meet our obligation to protect the financial wellbeing of the Australian community. When applying, please inform us of any adjustments you may need during the interview process.