Senior Credit Risk Analyst – Melbourne & Sydney

• Shape credit risk strategies that directly influence lending decisions, portfolio outcomes and the customer experience
• Turn complex data into clear, actionable insights that drive real business impact
• Play a key role in advancing Business Lending Automated Credit Strategies
• Partner with senior stakeholders across the bank to influence, challenge and deliver change

Our people are customer obsessed. They work in close partnership to prioritise customer needs and deliver exceptional outcomes. This collaborative mindset enables innovation and builds enduring customer relationships supporting our ambition to be the most customer‑centric company in Australia and New Zealand.

In the role of Senior Credit Risk Analyst, you will join the Credit Risk Team as we strengthen our focus on customer obsession.

You’ll make an impact each day by

• Support the development and implementation of automated credit risk strategies for Business and Private Banking (B&PB) customers ensuring alignment with risk frameworks and risk appetite.
• Work closely and maintain strong working relationships with a wide variety of stakeholders (Credit Strategy, DD&A, Technology and Risk teams) to support the development and refinement of credit strategies, identifying gaps early and enabling timely enhancements to improve effectiveness.
• Monitor performance and controls across automation pipelines, providing actionable insights that support ongoing health checks and continuous improvement.
• Provide relevant and timely support across business lending across all aspects of credit risk including data and analysis, origination processes, models, policies, decisioning infrastructure and automated strategies.

You’ll bring to this role

• 3+ years’ experience in banking industry/financial services using statistical decision tools
• Strong analytics capability
• Strong proficiency in Python and process monitoring and automation
• Strong problem-solving skills, critical thinking, curiosity and attention to detail
• Ability to communicate complex insights clearly and ability to engage and influence senior stakeholders

A diverse and inclusive workplace works better for everyone

We know that when our colleagues feel valued and celebrated for who they are, our customers experience banking that’s fairer, more accessible, and designed with who they are in mind. That’s why we’ve built a culture of inclusion and respect, where colleague voices are heard and valued, and everyone is supported to bring their authentic selves to work.

For details on the recruitment process, and accessibility, or alternate methods to apply for this role, please visit https://www.nab.com.au/about-us/careers/apply-for-job . To discuss adjustment requirements, please contact the NAB Careers team via ***email_hidden*** (please reference job number) or visit our Careers page through the link above for other contact options.

Join NAB

At NAB, we’re committed to supporting our colleagues with a comprehensive range of benefits designed to help you thrive both professionally and personally, including enhanced leave options, wellbeing support, access to NAB Perks, and ongoing career development opportunities. If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.