Head of Enterprise Risk

Where you’ll add value

We are seeking a highly experienced and forward-thinking Head of Enterprise Risk to join our senior leadership team. Reporting to the Chief Risk Officer, this is a critical role with enterprise-wide influence, responsible for strengthening risk maturity, enhancing resilience and embedding a high-performing risk culture.

You will bring a contemporary and pragmatic approach to risk, balancing compliance with commercial outcomes, while elevating risk capability across the organisation and positioning risk as a true enabler of performance.

This role offers the opportunity to operate as a trusted advisor to the Executive and Board, providing strategic insight and robust challenge across all risk domains. This is a permanent, full-time opportunity and can be based in Perth, Brisbane or Coffs Harbour.

Responsibilities include:

• Lead and continuously uplift the Enterprise Risk Management Framework (ERMF) and governance practices
• Provide independent oversight, challenge and assurance across operational risk, controls, and key business initiatives
• Partner with Executive leadership to deliver forward-looking risk insight that informs strategic decision-making
• Drive development and monitoring of the Risk Appetite Statement and enterprise-wide risk reporting
• Oversee emerging risk themes including cyber, data, fraud, outsourcing and operational resilience
• Lead regulatory engagement, including interactions with APRA and support for prudential reviews
• Strengthen risk culture, capability and accountability across first and second line teams
• Ensure high-quality reporting and engagement with Board and Board Risk Committees

What sets you up for success

• Extensive senior leadership experience across enterprise or operational risk within financial services
• Deep understanding of prudential regulation, including APRA standards, along with broader risk frameworks and governance expectations
• A strong track record of engaging at senior levels, including with regulators, Executive teams and Boards
• Experience designing and embedding enterprise risk frameworks, along with supporting systems and reporting uplift
• Capability across core risk disciplines such as risk appetite, incident management and oversight of control environments
• Highly developed influencing skills, with the confidence to engage and challenge at Executive level
• Sound strategic judgement, with the ability to balance regulatory requirements alongside commercial priorities
• Exceptional communication skills, particularly in preparing and delivering Board-level reporting
• Tertiary qualifications in a relevant discipline such as risk, finance, commerce or accounting

What we can offer you

There’s life at work, and life outside of work – and we understand that. That’s why we offer an extensive range of employee benefits.

• Enjoy flexible work arrangements.
• Be supported with leadership and professional development, such as education assistance, mentoring, and emerging leadership programs.
• Generous discounts on home loans, personal loans, insurance, and other banking products and services.
• An incentive scheme for exceptional performance, up to two weeks’ additional purchased leave per year, and novated lease program.
• 12 weeks paid parental leave for the primary care giver, and three weeks for the non-primary care giver.
• Two days’ paid volunteer leave each year to use with a community partner of your choice.
• Employee social clubs in our Perth and Coffs Harbour corporate offices.

Are you looking for a career with endless opportunities? There’s more to us than banking.

We are a competitive Australian retail bank with customer-centricity at the heart of everything we do. P&N Group is amongst the largest customer-owned banking organisations in Australia, represented by P&N Bank in Western Australia and BCU Bank in New South Wales and southeast Queensland. Our purpose is to enrich the lives of our customers and their communities.

Our culture is the sum of how we do things – and we believe it’s a real point of difference. Our culture is shaped by each and every one of us and by joining us, you will shape it too. We empower our people, mistakes are seen as an opportunity to learn, and we encourage diverse thinking. We are driven by a shared purpose and come together to build a workplace of trust and belonging for all.

We continue to transform, shape, and develop the products, services, digital tools, and experience we offer our customers of today and tomorrow. To help us achieve our ambitious plans, we’re looking for talented individuals to join our teams across all three states and all areas of our organisation.

What does our recruitment process look like?

The process can include a phone screen, virtual and/or face-to-face interview, psychometric testing, reference checks, and all relevant background checks.

At P&N Group, we are committed to creating an inclusive employee experience and better understanding the needs of our customers. We support this through employee networks, flexible work options, mentoring and initiatives that strengthen inclusion and cultural understanding across the organisation. We welcome and encourage applications from people of all backgrounds, identities, and lived experiences. This includes people who identify as LGBTQIA+, people with disability and/or who are neurodivergent, Aboriginal and/or Torres Strait Islander peoples, and people of all genders, ages and cultural backgrounds.

If you require adjustments or flexibility during the recruitment process, please contact our Talent Acquisition team at ***email_hidden***. We’ll work with you to support your participation.

To find out more about what it’s like to work with us, visit https://www.pnbank.com.au/about/careers/, or meet some of our people here https://www.youtube.com/watch?v=ae8tyBGYofI.

The closing date for applications is 26/07/2026.

(Please note that candidate screening and interviews may be completed prior to advertisement closure date.)