AML Analyst

Where you’ll add value

We’re seeking a proactive and analytical AML Analyst to join our Financial Crime team. In this role, you’ll play a critical part in protecting the organisation from financial crime by identifying, investigating, and reporting suspicious activity while ensuring compliance with AML/CTF obligations.

Working across the business, you’ll contribute to strengthening controls, improving processes, and delivering meaningful insights that support better risk outcomes.

This is a permanent, full-time role and can be based in Perth, Brisbane or Coffs Harbour.

Responsibilities include:

• Conduct customer due diligence, transaction monitoring, and behavioural analysis to identify suspicious activity
• Investigate financial crime matters and prepare regulatory reports (SMRs, TTRs, IFTIs) within AUSTRAC timeframes
• Conduct Know Your Customer (KYC) processes, including engaging with customers and internal teams to collect, verify, and maintain accurate customer information in accordance with regulatory and internal requirements.
• Monitor and review transaction monitoring systems and detection rules, recommending enhancements to improve the identification of emerging financial crime risks and trends Support AML/CTF incident management, breach reporting, and advisory to the business
• Manage and respond to law enforcement agency requests, ensuring timely, accurate, and compliant provision of information in line with legal and regulatory obligations
• Contribute to ML/TF risk assessments and provide input into projects and system changes
• Assist with accurate, timely, and insightful analysis and reporting to support decision-making and regulatory compliance
• Identify control weaknesses and recommend process improvements
• Collaborate with internal teams, and external stakeholders
• Support fraud-related activities where required

What sets you up for success

• Experience in AML/CTF, fraud, compliance, or risk within financial services
• Strong investigation and analytical skills
• Solid understanding of AML/CTF legislation and regulatory frameworks (AUSTRAC)
• Experience with transaction monitoring, KYC, customer due diligence processes and regulatory reporting (TTRs, SMRs, IFTIs)
• Strong communication and stakeholder engagement skills
• High attention to detail and ability to manage competing priorities
• Strong Excel and reporting capability
• Qualification in AML/CTF, Fraud, Compliance, Risk, or a related discipline (preferred)

What we can offer you

There’s life at work, and life outside of work – and we understand that. That’s why we offer an extensive range of employee benefits.

• Enjoy flexible work arrangements.
• Be supported with leadership and professional development, such as education assistance, mentoring, and emerging leadership programs.
• Generous discounts on home loans, personal loans, insurance, and other banking products and services.
• An incentive scheme for exceptional performance, up to two weeks’ additional purchased leave per year, and novated lease program.
• 12 weeks paid parental leave for the primary care giver, and three weeks for the non-primary care giver.
• Two days’ paid volunteer leave each year to use with a community partner of your choice.
• Employee social clubs in our Perth and Coffs Harbour corporate offices.

Are you looking for a career with endless opportunities? There’s more to us than banking.

We are a competitive Australian retail bank with customer-centricity at the heart of everything we do. P&N Group is amongst the largest customer-owned banking organisations in Australia, represented by P&N Bank in Western Australia and BCU Bank in New South Wales and southeast Queensland. Our purpose is to enrich the lives of our customers and their communities.

Our culture is the sum of how we do things – and we believe it’s a real point of difference. Our culture is shaped by each and every one of us and by joining us, you will shape it too. We empower our people, mistakes are seen as an opportunity to learn, and we encourage diverse thinking. We are driven by a shared purpose and come together to build a workplace of trust and belonging for all.

We continue to transform, shape, and develop the products, services, digital tools, and experience we offer our customers of today and tomorrow. To help us achieve our ambitious plans, we’re looking for talented individuals to join our teams across all three states and all areas of our organisation.

What does our recruitment process look like?

The process can include a phone screen, virtual and/or face-to-face interview, psychometric testing, reference checks, and all relevant background checks.

At P&N Group, we are committed to creating an inclusive employee experience and better understanding the needs of our customers. We support this through employee networks, flexible work options, mentoring and initiatives that strengthen inclusion and cultural understanding across the organisation. We welcome and encourage applications from people of all backgrounds, identities, and lived experiences. This includes people who identify as LGBTQIA+, people with disability and/or who are neurodivergent, Aboriginal and/or Torres Strait Islander peoples, and people of all genders, ages and cultural backgrounds.

If you require adjustments or flexibility during the recruitment process, please contact our Talent Acquisition team at ***email_hidden***. We’ll work with you to support your participation.

To find out more about what it’s like to work with us, visit https://www.pnbank.com.au/about/careers/, or meet some of our people here https://www.youtube.com/watch?v=ae8tyBGYofI.

The closing date for applications is 23/07/2026.

(Please note that candidate screening and interviews may be completed prior to advertisement closure date.)